UNLOCK POSSIBILITIES
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Step into a realm where imagination knows no bounds, and creativity is the key to unlocking endless possibilities. Just like a well-planned mortgage loan can turn dreams into reality, our world is a canvas for your wildest ideas to come to life. Whether it’s securing funding for your dream home or expanding your business, the right mortgage loan strategy ensures a strong financial foundation for the future.
What is a Mortgage Loan?
A mortgage, or mortgage loan, is a special type of loan taken against property in which a person pledges his property to a financial institution as per the stipulated time limit and takes some amount as loan and the loan amount is After paying the amount, he gets back the ownership of his property.
It is also called a mortgage loan. As a matter of fact, mortgage loans are taken by individuals who purchase a new home. They mortgage the documents of the newly purchased house with a financial institution and take a loan against the house registry.
What type of documents required for mortgage loan?
01.
All registered chain documents of ownership of plot allotment from the beginning (power of attorney in case of general power of attorney)
02.
Building construction permission certificate and approved map (Municipal Corporation, Gram Panchayat etc.)
03.
In case of flat, registered cell/allotment letter/agreement
Why a Mortgage Loan is so important?
Mortgage lending is important for individuals to become home or property owners by enabling them to buy a property with a fraction of the whole price.
It provides financial benefits, promotes long-term investments and provides tax benefits. Additionally, the mortgage payments build equity, establish credit, and provide stability, making it an important tool in realizing the dream of home/property owner.
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Types of Mortgage Loans
Equitable Mortgage or Oral Mortgage Loan
In oral Mortgage Loan, housing finance companies (HFC) check the documents of your property and after signing the loan agreement, the loan is offered to you.In oral Mortgage Loan, there is no need to register the mortgage. Oral Mortgage Loans are very common in India, but most companies ask for property documents.
Registered Mortgage Loan
In a registered Mortgage Loan, the mortgage is registered with the relevant authority. In fact, the charge for mortgage registration of your property is recorded in the government statistics. In this method, the person taking the loan usually pays the registration charge.
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About Us
At NKB Kredit, We are a passionate team dedicated to delivering exceptional results. With a focus on innovation and excellence, we are committed to helping you achieve your goals and dreams.
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Testimonials
Here what our satisfied clients have to say about their experiences with us.
Paramjit Singh
Mr. Bansal personally himself gives attention to minute detail of the business & highly focused on the results. A thorough gentle and transparent approach made him above the normal service providers.