"Get finance to establish your factory later take funding for working capital equal to your factory value"—How ?
CA Naresh Bansal
(CEO, NKB Kredit Group)
What is a mortgage loan?
A mortgage loan is a forceful financial tool in which you use your property as collateral to seek funds yet keep the ownership rights even after repayment. It is one of the safest and best ways to seek capital of high amounts, particularly for businesses or individuals possessing costly assets.
Our biggest strength — and your greatest advantage?
Thanks to our strong and established partnerships with leading banks and financial institutions, we can offer up to 200% of your property’s current market value. This is significantly higher than what most lenders provide and gives you access to more funds without needing to pledge additional assets.
What type of documents are required for a mortgage loan?
01.
All registered chain documents of ownership of plot allotment from the beginning (power of attorney in case of general power of attorney)
02.
Building construction permission certificate and approved map (Municipal Corporation, Gram Panchayat etc.)
03.
In case of flat, registered cell/allotment letter/agreement
Why a Mortgage Loan Is So Important?
The lending of mortgages is a significant way to help individuals purchase a house or property by paying only a fraction of the total price upfront.
It provides money, assists in long-term planning, and may provide tax savings. Based on your business and finances, you may even be able to secure funding of up to 200% of the current value of your property.
Paying your mortgage over time also assists in accumulating ownership (equity), enhancing your credit score, and providing you with more stability—making it a useful tool for becoming a homeowner.
Types of Mortgage Loans
Equitable Mortgage or Oral Mortgage Loan
In oral Mortgage Loan, housing finance companies (HFC) check the documents of your property and after signing the loan agreement, the loan is offered to you.In oral Mortgage Loan, there is no need to register the mortgage. Oral Mortgage Loans are very common in India, but most companies ask for property documents.
Registered Mortgage Loan
In a registered Mortgage Loan, the mortgage is registered with the relevant authority. In fact, the charge for mortgage registration of your property is recorded in the government statistics. In this method, the person taking the loan usually pays the registration charge.
Discover Our Story - Mortgage Loan
About Us
Delhi-based financial advisory firm specializing in mortgage loans and business funding. Led by seasoned chartered accountant Mr. Naresh Bansal, the company offers tailored financial solutions, including working capital loans and equity funding through SME IPOs, to support business growth.